Insurance advice, the honest way
The real test of an insurance broker
is what happens when you need to claim.
We're a small, IRDAI-licensed team in Bengaluru. We give free, honest advice on WhatsApp — and when claim day comes, we're the ones picking up the phone.
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IRDAI Licensed
Broker -
Advice is
free -
Reply in <2
hrs
Explore Insurance Categories
Motor
Vehicles & fleet protection.
- Bike
- Car
- Commercial Vehicles
- Fleet
Health
Flexible medical coverage.
- Individual Health
- Floater
- Group Health
Accidental Cover
Financial accident protection.
- Individual
- Group
Life
Secure your family's future.
- Term Life
- Whole Life
- Endowment Plans
- Money-Back
- Child & Pensions
Agriculture
Protect crops & livestock.
- Cattle
- Crop
Fire
Property & asset safety.
- Commercial Property
- Godown
- Office
- Residence
Our clients
Trusted by leading hospitals and manufacturers
This is what talking to us looks like
No scripts. No pressure. Just honest answers.
My dad is 62 and diabetic. Can he still get health insurance cover?
10:14 AMYes — 3 insurers will cover him. But the waiting periods vary quite a bit, and one of them excludes pre-existing conditions for the first 4 years. Here's an honest comparison...
10:22 AM ✓✓Nobody had told me this before 🙏 Can we look at the best option?
10:25 AMOf course. Send me his date of birth and city, and I'll put together the 3 best fits with the catches marked in plain language.
10:27 AM ✓✓"If your advice is free, how do you earn?"
Insurers pay us a commission — typically 15–20% of your premium — and it's the same percentage whether you buy the ₹8,000 plan or the ₹12,000 plan. So we have no financial reason to push a more expensive policy.
Your premium is identical whether you buy directly from an insurer or through us. You're not paying extra for our advice. What you're getting in addition is a human who knows your file — and will help you through the claim process.
Who are we protecting today?
For Your Family
- Health insurance
- Term life
- Motor (car & bike)
- Personal accident
One advisor who knows your family's file personally.
Family insurance →For Your Business
- Fire & burglary
- Group medical for staff
- Professional indemnity
- Commercial vehicles & fleet
Tailored programs built for hospitals, factories & growing SMEs.
Business insurance →Updated monthly. Yes, we're a young firm. We think honesty about where we are matters more than inflated numbers.
Get a quote — the considered kind
Comparison sites show you the cheapest premium. We show you the policy that actually pays when you claim.
- Send us 4 things on WhatsApp: your age, city, who or what you're covering, and any existing conditions
- We compare options from 11 insurers — with the catches marked in plain language
- Human-reviewed quote back to you in 30 working minutes
Free tools — no email required
Use them, share them. We don't gate our homework behind a sign-up form.
Questions people actually ask
Yes, completely. We don't charge consultation fees. You can ask us anything — compare policies, review a claim, decode the fine print — and we won't charge you a rupee.
Insurers pay us a broker commission — typically 15–20% of the premium — when you buy a policy through us. This commission is built into every policy's pricing and is the same regardless of which plan you choose. Your premium is identical whether you buy directly from the insurer or through us.
You WhatsApp or call us. We walk you through exactly what documents are needed, contact the insurer on your behalf, follow up with the surveyor, and flag any issues before they become rejections. We stay on the claim until it's settled.
Your policy sits with the insurer, not with us. If we shut down tomorrow, your coverage is completely untouched — the insurer is still obligated to honour every claim. The only thing you'd lose is our support through the process. That's the honest answer.
No. Your premium is the same. IRDAI regulates this — brokers cannot charge extra. You get the same policy at the same price, plus a human who will help you through the claim.
We work with [list of 11 insurers — placeholder]. We chose these based on their claim settlement ratios, speed of processing, and how they treat customers during disputes. We'd rather recommend 11 we trust than list 40 we haven't vetted.
No. One thread, one advisor. We don't add you to broadcast lists. We don't call you repeatedly. If you're not interested, one message to that effect and we stop. That's a promise.
Still reading? You're exactly the careful kind we like.
Start with a question. No forms. No pressure.